In 2026, your will usually controls probate assets, but many major assets can pass outside the will through beneficiary designations or joint ownership. That means life insurance, retirement accounts, and some bank or transfer on death arrangements may go to the named beneficiary even if your will says something different. Colorado’s probate and fiduciary laws are the framework for how wills operate, but the practical outcome often depends on how each account is titled. During divorce, separation, or remarriage, outdated beneficiaries and titles can accidentally override your new intentions. A good plan reviews the will, beneficiaries, titles, and any trust structure together so everything points in the same direction. An attorney can help you coordinate updates so your family and your financial plan match in a way that holds up later.